Auto Insurance Reviews for 2025
If you’re looking for auto insurance reviews, you’ve come to the right place. NerdWallet has researched policy options, consumer complaint data, customer satisfaction ratings, financial stability and more for the country’s top car insurance companies. Browse our reviews below based on what kind of auto insurance company you need.
Mainstream auto insurance reviews
Most insurers fall into this category, offering traditional auto insurance and catering to the majority of drivers. These companies set rates based on driving history, age, location, and, in most states, gender and credit history. But each auto insurer values your personal factors differently, so you can get widely different rates from one to the next.
ALLSTATE
AMERICAN FAMILY
AMERICAN NATIONAL
AMICA
AUTO-OWNERS
CLEARCOVER
CONNECT
(formerly Ameriprise)COUNTRY FINANCIAL
ELEPHANT
ENCOMPASS
ERIE
ESURANCE
FARMERS
GEICO
THE HANOVER
LIBERTY MUTUAL
MAPFRE
MERCURY
NATIONWIDE
NJM
PROGRESSIVE
SAFECO
SAFETY
SHELTER
STATE AUTO
STATE FARM
TOGGLE
TRAVELERS
Nontraditional and membership-based auto insurance reviews
Whereas most auto insurance companies cast their nets far and wide to get as many customers as possible, some restrict offerings to certain groups or tailor products to them. This helps them reduce risk, and in turn, they may offer lower prices to the customers they aim to serve.
AAA
—typically restricted to AAA members.THE HARTFORD
—restricted in most states to AARP members.CHUBB
— white-glove insurance aimed at high-net-worth customers.FARM BUREAU INSURANCE
— typically requires membership in a Farm Bureau chapter.GEORGIA FARM BUREAU INSURANCE
TEXAS FARM BUREAU INSURANCE
METROMILE
— per-mile insurance for low-mileage drivers.ROOT
— rates based largely on driving behavior.USAA
— restricted to military members, veterans and their families.WAWANESA
— only insures drivers with clean records.Auto insurance reviews for high-risk drivers
If you have a hard time getting coverage due to accidents, tickets, other violations or poor credit history, you may need to look for a different type of insurer. The companies below specialize in covering drivers who can’t get insurance elsewhere, and unlike some larger insurers will typically help out with an SR-22 filing. Also known as a certificate of financial responsibility, or an FR-44 in Florida or Virginia, this is a document your insurer files with your state to prove you have at least minimum coverage. (If you need an SR-22, you’d have been notified by a judge in traffic court or in a letter from your state’s department of motor vehicles.)
ACCEPTANCE
BRISTOL WEST
DAIRYLAND
DIRECT AUTO INSURANCE
FRED LOYA
GAINSCO
THE GENERAL INSURANCE
GOAUTO
GOOD2GO
INFINITY INSURANCE
KEMPER
NATIONAL GENERAL
SAFE AUTO
Auto insurance buying guide
» MORE:
Best auto insurance companies